I’ve started investing in ETFs (S&P 500) but wonder if it would be better to buy a property instead and put it to rent.
I’m in my early 40s and I plan to regularly invest in this and similar worldwide ETFs in the next 25 years, as complement to my public pension.
A coworker told me he saved money to buy a house and put it to rent. He can always move in if he wants and it gives him a stable source of income per month. I don’t know how much.
I don’t know if investing in ETFs in wiser here: on one hand I want a quiet life and now I simply work and the money gets invested automatically once per month. I’ve never been a landlord and I wonder if the learning curve would be too steep. Furthermore, I don’t believe I want to be a landlord. Ain’t it too stressful?
Depends on your life and what works for you. I invest in shares, and as long as the ETFs you invest in are climbers, then go for it.
Shares over property is attractive for me because if i ever need money in an emergency i can simply sell however many i want/need to and have the money quickly.
With a property id have to sell the whole thing and thats a nightmare in itself that takes ages - not good if i need emergency cash quickly.
Plus i dont need to maintain my shares or do anything but check em (dont have to worry about tenants, property value, maintainence etc). Way more hands off, and if you have a good hunch and research well, you can grow it way better than a property.